Escrow Timeline
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Buy in St George and the process takes about a month (to see the major sequence items and deadlines go to #7) once you have put a contract on a place.
For an overall escrow time line or sequence of To Do tasks and events, here is a general outline of what happens:
1. Select your St George Realtor and put something under contract.
2. Choose a Title/Escrow company, we can tell who we use most commonly.
3. Apply for a loan with your lender- see our very Preferred Lenders.
4. The title company orders a preliminary report for the "Committment of Title Insurance".
5. Your Lender will order an Appraisal when you buy in St George.
6. Title company does research to guarantee the title as reported.
7. The buyer reviews the Sellers Property Condition Disclosure.
8. Buyer conducts evaluations and home inspections of the property.
During Purchasing |
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| Many times service is cut short right after you get something under contract. Not with us. We have included recommended professionals for your convenience. | |
Home Inspectors |
Employment Resources |
Utilities |
Lodging |
Drivers License Service |
Miscellaneous Services |
9. Buyer calls the title company and schedules an appointment for settlement.
10. Appraiser is sent to the property by the lender.
11. Buyer gives the lender the name of a Home Owners Insurance company.
12. Buyer conducts a walk through of the property.
13. Buyer schedules a date to transfer the utilities.
14. Buyer attends the Settlement
15. One or two days after settlement is closing
16. The buyers realtor will receive keys and garage door openers upon the seller recognizing receipt of funds and the property having been recorded at the county recorder's office.
17. Title company issues the policy of title insurance and the buyer should receive it in the mail within 2 months when you buy in St George.
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