St George Financing

Home Buying Process

- 5. Getting A Loan -

-------------------------------------------------------------------------

St George financing for some of the basics you will need in order to obtain St George financing for the area...

Proof of Income

Employed - 2 year tax returns or W-2, 1 month pay stubs
Employed - 2 year tax returns or W-2, 1 month pay stubs
Commissioned -2 year tax return including 1099 or W-2 and pay stubs
Self Employed - Federal tax return, profit and loss statement, 2 years balance sheet
Retired - social security awards letter
Rental property - copy of lease
Alimony or Child support - copy of Divorce decree
2 months bank statements
Driver's license
Social security card
Home Owners insurance information
Bankruptcy information
Proof of Earnest money check

Your lender or use one of our preferred lenders, will:

Verify your information meeting the criteria for the loan
Prepare all the required documents and verifications
Submit your package with the appraisal to the underwriters (who re-verify and give approval to release funds for this transaction)
Handle last minute conditions from the underwriters
Once all conditions have been met, the loan is released from Final Underwriting and the lender is committed to funding the loan
We work hand in hand with your lender ensuring than all of the loan details are handled and remedied

--------------------------------------------------------------------------