Getting a Loan
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St George financing for some of the basics you will need in order to obtain St George financing for the area...
Proof of Income
- Employed - 2 year tax returns or W-2, 1 month pay stubs
- Employed - 2 year tax returns or W-2, 1 month pay stubs
- Commissioned -2 year tax return including 1099 or W-2 and pay stubs
- Self Employed - Federal tax return, profit and loss statement, 2 years balance sheet
- Retired - social security awards letter
- Rental property - copy of lease
- Alimony or Child support - copy of Divorce decree
- 2 months bank statements
- Driver's license
- Social security card
- Home Owners insurance information
- Bankruptcy information
- Proof of Earnest money check
Your lender or use one of our preferred lenders, will:
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Verify your information meeting the criteria for the loan
Prepare all the required documents and verifications - Submit your package with the appraisal to the underwriters (who re-verify and give approval to release funds for this transaction)
- Handle last minute conditions from the underwriters
- Once all conditions have been met, the loan is released from Final Underwriting and the lender is committed to funding the loan
- We work hand in hand with your lender ensuring than all of the loan details are handled and remedied
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