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Home Buying Process

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- 5. Getting A Loan -

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St George financing for some of the basics you will need in order to obtain St George financing for the area...


Proof of Income

  • Employed - 2 year tax returns or W-2, 1 month pay stubs
  • Employed - 2 year tax returns or W-2, 1 month pay stubs
  • Commissioned -2 year tax return including 1099 or W-2 and pay stubs
  • Self Employed - Federal tax return, profit and loss statement, 2 years balance sheet
  • Retired - social security awards letter
  • Rental property - copy of lease
  • Alimony or Child support - copy of Divorce decree
  • 2 months bank statements
  • Driver's license
  • Social security card
  • Home Owners insurance information
  • Bankruptcy information
  • Proof of Earnest money check

 

Your lender or use one of our preferred lenders, will:

  • Verify your information meeting the criteria for the loan
    Prepare all the required documents and verifications
  • Submit your package with the appraisal to the underwriters (who re-verify and give approval to release funds for this transaction)
  • Handle last minute conditions from the underwriters
  • Once all conditions have been met, the loan is released from Final Underwriting and the lender is committed to funding the loan
  • We work hand in hand with your lender ensuring than all of the loan details are handled and remedied

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Brian Habel
Your Realtor For Life !
RE/MAX First Realty
1224 S River Rd - Suite A-200
St. George, Utah   84790
800 - 757-5189 - Toll Free Cell
(435) 634-5479 - Office

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