Mortgage Calculator

The following loan calculator will help you calculate how much house you can afford and/or qualify for. This will help you pinpoint your approximate total monthly payment. As always it is a good idea to round up when calculating the actual interest rate you think you might be getting, to the nearest one quarter interest point.

Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.

Mortgage Prequalification

First Name:*

Last Name:*

Email Address:*

Phone:*

Address:

City:

State:

Zip:

Your Credit and Income

How is Your Credit Score?

Approximate Annual Household Income?

Price Range:

Other Details

Planning to purchase a home in:

In what general area would you like to live?

Are you working with a Real Estate Agent?
Yes No

Agent Name:

Agent Company:

Comments:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Purchase Information

Purchase Price:

Down Payment Percent:

Down Payment Amount:

Loan Amount:

Annual Interest Rate:

Length of the Mortgage in Years:

Payment Information

Monthly Principal & Interest Payment:

Annual Property Taxes:

Monthly Property Taxes:

Annual Insurance:

Monthly Insurance:

Annual PMI:

Monthly PMI:

Monthly Association Fees:

Monthly Payment (PITI):

Tax Deductable Portion of Payment:

Qualifying Information

Gross Income:

Monthly Debt Payments:

Qualify For Loan?

Maximum Qualifying Loan Amount:

Current Payment to Income Ratio (max approx. 40%):

Current Debt to Income Ratio (max approx. 50%):

Create Amortization Schedule

Longer term loans may take a few moments for the report to be generated.